Bankruptcy Services

At the Coke Law Firm, we help clients who want to regain financial freedom from debt.

Justin Coke has been helping people through the process of bankruptcy since 2007. He has brought hundreds of bankruptcy cases to a successful conclusion.

The first step for every new case is a free meeting with Justin to discuss your case and your options. Then, if bankruptcy is your best option to get relief from your debts, Justin will recommend that you take either Chapter 7 or Chapter 13 bankruptcy.

Free Meeting

Before the meeting, Justin will tell you the information he needs to help you decide on your best options. At the meeting, Justin will look at your information and ask you some questions. He’ll also answer your questions.

At the end of the meeting, Justin will recommend your best course of action and explain the reasons for his recommendation.

If your best course of action is a Chapter 7 or Chapter 13 bankruptcy, Justin will explain how the process works, what information you’ll need to provide, and what results you can expect.

If you meet the requirements to file for Chapter 7 bankruptcy, it is usually a better option than Chapter 13.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy wipes out most types of unsecured debt.

Before we actually file your case, we do the following things:

  • explain the information we need from you to prepare your case (we won’t ask for information unless we really need it)
  • tell you the best way to meet the prefiling credit counseling requirement

Once we have the information we need and you’ve met the counseling requirement, we’ll file your case.

As soon as we file, you’ll have what’s called an automatic stay against any efforts by creditors to collect your debts. If any creditor calls you trying to collect, give them the information about your bankruptcy filing and they’ll back off immediately. No more being hassled by debt collectors.

About 30 days after we file your bankruptcy papers, you have to attend a hearing in Jefferson City.  At that hearing creditors may appear and ask you questions, although that is rare.  What will happen is that the bankruptcy Trustee will put you under oath and interview you about the petition.  This interview usually lasts around ten minutes.

Justin Coke will guide you through this entire process.

Once the deadlines have run, the court will discharge your debts.

If you are struggling with debt, now is the time to act. Call us at (573) 886-8919.

Or visit our Contact page and complete a short form.

We’ll respond to your request within one day and schedule your consultation at a time that’s convenient for you.